.calculator{margin:0 0 1.75rem;padding:1.25rem 1.4rem;background:linear-gradient(180deg,#ffffff8c,#fff0 35%),var(--color-surface, #fbf7f1);border:1px solid var(--color-border, rgba(0, 0, 0, .1));border-left:4px solid var(--color-accent, #c47b2b);border-radius:6px;box-shadow:var(--depth-callout);position:relative}.calculator:before{content:"";position:absolute;inset:0 0 auto;height:1px;background:linear-gradient(90deg,transparent 0%,rgba(255,255,255,.7) 50%,transparent 100%);pointer-events:none;border-radius:6px 6px 0 0}.calculator__heading{margin:0 0 .45rem;font-size:1.05rem;font-weight:700;color:var(--color-text, #1a1a1a)}.calculator__disclaimer{margin:0 0 1rem;padding:.55rem .75rem;background:#c47b2b0f;border-left:3px solid var(--color-accent, #c47b2b);font-size:.85rem;line-height:1.5;color:var(--color-text-muted, rgba(0, 0, 0, .7))}.calculator__disclaimer strong{color:var(--color-accent-strong, #a05f1d)}.calculator__disclaimer a{color:inherit;text-decoration:underline}.calculator__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:.75rem 1rem;margin-bottom:1rem}.calculator__field{display:flex;flex-direction:column;gap:.3rem;font-size:.9rem}.calculator__field span{font-weight:600;color:var(--color-text, #1a1a1a)}.calculator__field input,.calculator__field select{padding:.55rem .7rem;font:inherit;font-size:.95rem;border:1px solid var(--color-border, rgba(0, 0, 0, .18));border-radius:4px;background:#fff;color:var(--color-text, #1a1a1a);box-shadow:var(--depth-input-inset);transition:border-color .15s ease,box-shadow .15s ease}.calculator__field input:hover,.calculator__field select:hover{border-color:#a8782c80}.calculator__field input:focus,.calculator__field select:focus{outline:none;border-color:var(--color-accent, #c47b2b);box-shadow:var(--depth-input-inset),var(--focus-ring-accent)}.calculator__questions{display:flex;flex-direction:column;gap:.7rem;margin-bottom:1rem}.calculator__radio-group{margin:0;padding:.6rem .85rem;border:1px solid var(--color-border, rgba(0, 0, 0, .12));border-radius:4px;background:#fff}.calculator__radio-group legend{font-weight:600;font-size:.92rem;margin-bottom:.3rem;padding:0}.calculator__radio-group label{display:inline-flex;align-items:center;gap:.3rem;margin-right:1rem;font-size:.95rem;cursor:pointer}.calculator__hint{margin:0;font-size:.9rem;color:var(--color-text-muted, rgba(0, 0, 0, .55));font-style:italic}.calculator__result{margin-top:.5rem;padding:.85rem 1rem;background:linear-gradient(180deg,#fff,#ffffffeb);border:1px solid var(--color-accent, #c47b2b);border-radius:4px;box-shadow:inset 0 1px #ffffffa6,0 2px 6px #c47b2b29}.calculator__result--ineligible{border-color:var(--color-text-muted, rgba(0, 0, 0, .3));background:#00000005}.calculator__total{margin:0 0 .5rem;font-size:1.05rem;color:var(--color-text, #1a1a1a)}.calculator__total strong{font-size:1.2rem;color:var(--color-accent-strong, #a05f1d)}.calculator__breakdown{margin:0;padding-left:1.25rem;font-size:.92rem;line-height:1.55;color:var(--color-text, #1a1a1a)}.calculator__breakdown li+li{margin-top:.3rem}.calculator__breakdown em{color:var(--color-text-muted, rgba(0, 0, 0, .55));font-style:italic}