.letters-cta{text-align:center;padding:var(--space-2xl) 0;margin-top:var(--space-xl);border-top:1px solid var(--color-border-light)}.letters-cta-why{font-size:var(--text-xl);font-weight:var(--weight-semibold);color:var(--color-text);line-height:1.3;margin-bottom:var(--space-sm);max-width:28rem;margin-left:auto;margin-right:auto}.letters-cta-how{font-size:var(--text-base);color:var(--color-text-secondary);line-height:var(--leading-relaxed);margin-bottom:var(--space-sm);max-width:32rem;margin-left:auto;margin-right:auto}.letters-cta-anchor{font-size:var(--text-base);color:var(--color-text);margin-bottom:var(--space-lg)}.letters-cta-anchor strong{color:var(--color-accent);font-size:var(--text-lg)}.letters-cta-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(14rem,1fr));gap:var(--space-md);max-width:36rem;margin:0 auto var(--space-md)}.letters-cta-card{display:flex;align-items:center;justify-content:space-between;gap:var(--space-sm);padding:var(--space-md) var(--space-lg);min-height:3.5rem;border:1px solid var(--color-border-light);border-radius:var(--radius-md);text-decoration:none;color:var(--color-text);background:linear-gradient(180deg,#ffffffd9,#fff0 55%),radial-gradient(120% 80% at 20% 0%,rgba(168,120,44,.08) 0%,transparent 60%),var(--color-cream);box-shadow:var(--depth-card);position:relative;transition:border-color .22s var(--ease-out-expo),box-shadow .22s var(--ease-out-expo),transform .22s var(--ease-spring)}.letters-cta-card:before{content:"";position:absolute;inset:0 0 auto;height:1px;background:linear-gradient(90deg,transparent 0%,rgba(255,255,255,.8) 50%,transparent 100%);pointer-events:none;border-radius:var(--radius-md) var(--radius-md) 0 0}.letters-cta-card:hover{border-color:var(--color-accent);box-shadow:var(--depth-card-hover);transform:translateY(-3px)}.letters-cta-card:focus-visible{outline:none;box-shadow:var(--depth-card),var(--focus-ring);border-color:var(--color-accent)}.letters-cta-card:active{transform:translateY(0);box-shadow:var(--depth-card)}.letters-cta-card-title{flex:1 1 auto;min-width:0;font-size:var(--text-sm);font-weight:var(--weight-medium);line-height:1.3;overflow-wrap:break-word}.letters-cta-card-price{flex:0 0 auto;font-size:var(--text-sm);color:#fff;font-weight:var(--weight-bold);white-space:nowrap;padding:.28rem .65rem;border-radius:999px;background-image:linear-gradient(180deg,#7a2828,#5c1a1a 55%,#3d1010);border:1px solid #2a0a0a;text-shadow:0 1px 1px rgba(0,0,0,.4);box-shadow:inset 0 1px #ffffff47,inset 0 -1px #00000052,0 1px 1px #14100e2e,0 2px 4px #5c1a1a47,0 4px 10px #5c1a1a29;letter-spacing:.02em;transition:transform .22s var(--ease-spring),box-shadow .22s var(--ease-press)}.letters-cta-card:hover .letters-cta-card-price{transform:translateY(-1px);box-shadow:inset 0 1px #ffffff57,inset 0 -1px #00000057,0 1px 1px #14100e33,0 3px 6px #5c1a1a57,0 6px 14px #5c1a1a38}.letters-cta-card--premium .letters-cta-card-price{background-image:linear-gradient(180deg,#c89544,#a8782c 55%,#7a5418);border-color:#5a3e10;box-shadow:inset 0 1px #ffffff57,inset 0 -1px #00000052,0 1px 1px #14100e2e,0 2px 4px #a8782c57,0 4px 10px #a8782c33}.letters-cta-card--premium:hover .letters-cta-card-price{box-shadow:inset 0 1px #fff6,inset 0 -1px #00000057,0 1px 1px #14100e33,0 3px 6px #a8782c66,0 6px 14px #a8782c42}.letters-cta-see-all{display:inline-block;font-size:var(--text-sm);font-weight:var(--weight-semibold);color:var(--color-accent);text-decoration:none;margin-top:var(--space-sm);padding:var(--space-xs) var(--space-sm);border-radius:var(--radius-md);transition:color .15s ease,background-color .15s ease}.letters-cta-see-all:hover{color:var(--color-accent-light);background-color:#5c1a1a0f;text-decoration:none}.letters-cta-see-all:focus-visible{outline:none;box-shadow:var(--focus-ring)}@media(max-width:768px){.letters-cta{padding:var(--space-xl) var(--space-md)}.letters-cta-cards{grid-template-columns:1fr}.letters-cta-why{font-size:var(--text-lg)}}.wallet-card-callout,.emergency-callout{margin:1.5rem auto;max-width:44rem;border-radius:8px;font-size:.95rem;position:relative;box-shadow:var(--depth-callout);transition:box-shadow .25s var(--ease-out-expo),transform .25s var(--ease-out-expo)}.wallet-card-callout:before,.emergency-callout:before{content:"";position:absolute;inset:0 0 auto;height:1px;background:linear-gradient(90deg,transparent 0%,rgba(255,255,255,.8) 50%,transparent 100%);pointer-events:none;border-radius:8px 8px 0 0}.wallet-card-callout{margin-bottom:0;padding:.85rem 1.25rem;background:linear-gradient(180deg,#fff6,#fff0 60%),#f7f4ec;border:1px solid #c9b787;color:var(--color-text)}.wallet-card-callout strong{color:#8a5a18}.wallet-card-callout__link{font-weight:600;color:#8a5a18;text-decoration:none;padding:2px 6px;border-radius:4px;transition:background-color .15s ease,color .15s ease}.wallet-card-callout__link:hover{background-color:#a8782c1f;color:#6d4612;text-decoration:none}.wallet-card-callout__link:focus-visible{outline:none;box-shadow:0 0 0 3px #a8782c6b}.emergency-callout{padding:1rem 1.25rem;background:linear-gradient(180deg,#ffffff59,#fff0 50%),#fff5f0;border:2px solid #c8412a}.emergency-callout:hover{box-shadow:inset 0 1px #ffffff8c,0 4px 8px #c8412a29,0 14px 28px #c8412a1f;transform:translateY(-1px)}.emergency-callout__eyebrow{margin:0;font-weight:600;color:#c8412a;font-size:.95rem;text-transform:uppercase;letter-spacing:.05em}.emergency-callout__body{margin:.5rem 0 .75rem;line-height:1.5}.emergency-callout__link{display:inline-block;font-weight:600;color:#c8412a;text-decoration:none;padding:2px 6px;border-radius:4px;transition:background-color .15s ease,color .15s ease}.emergency-callout__link:hover{background-color:#c8412a1f;color:#9a2f1d;text-decoration:none}.emergency-callout__link:focus-visible{outline:none;box-shadow:0 0 0 3px #c8412a6b}