Getting Your Security Deposit Back in Mississippi
My landlord won't return my deposit — here's what Mississippi law says and what to do next.
Statute: Miss. Code § 89-8-21
Deadline: 45 days
Penalty: Landlord who fails to comply may be liable for the full deposit amount plus reasonable attorney fees
What is getting your security deposit back?
When you move out, your landlord must return your security deposit within a specific timeframe set by your state's law. They can only deduct for legitimate reasons: unpaid rent, damage beyond normal wear and tear, or cleaning costs specifically allowed by your lease.
Your landlord cannot keep your deposit for normal wear (scuffed floors, faded paint, minor nail holes). Most states require landlords to provide an itemized list of any deductions.
What to Do If Your Landlord Won't Return Your Deposit
Step 1: Before moving out, take photos and video of every room. Date-stamp them. This documents the condition of the unit.
Step 2: Do a walkthrough with your landlord if possible. Get them to sign off on the condition of the unit, or note any disputes in writing.
Step 3: Provide your forwarding address in writing so the landlord knows where to send the deposit.
Step 4: If your landlord doesn't return the deposit within your state's deadline, send a demand letter via certified mail requesting the return.
Step 5: If they still won't return it, file in small claims court. Many states allow you to recover 2-3x the deposit amount as a penalty for wrongful withholding.
How Mississippi differs from federal law
Mississippi has minimal security deposit regulation:
- There is no statutory maximum on security deposit amounts
- Landlords must return the deposit within 45 days of lease termination
- Landlords must provide an itemized list of deductions
- Mississippi does not require deposits to be held in a separate account or accrue interest
- If the landlord fails to return the deposit, the tenant can sue in small claims court
Additional steps in Mississippi
Send a written demand. File in justice court (small claims, up to $3,500). Mississippi Center for Legal Services: 1-800-498-1804.
What you should NOT do
Don't leave without documenting. Without move-out photos, it's your word against the landlord's about the unit's condition.
Don't skip the demand letter. Courts want to see that you tried to resolve it before suing. A certified letter creates a paper trail.
Don't wait too long. Most states have a statute of limitations (2-6 years) for security deposit claims. File promptly.
Don't accept a partial return without reserving your rights. If you cash a partial refund check, note in writing that you're still disputing the deductions.
You shouldn't have to hire a lawyer to assert your rights.
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Generate your security deposit →This page is general legal information for Mississippi, not legal advice for your specific situation. Laws change, and how a statute applies depends on facts we don't know. For advice on your matter, consult a licensed attorney in Mississippi.