Ireland MABS Protective Certificate — Creditors Notification Letter (Personal Insolvency Act 2012 s.95)
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Your Debt Solution
Tell us which of the three statutory debt solutions you are pursuing through MABS and your Personal Insolvency Practitioner (PIP).
This letter will cite
Personal Insolvency Act 2012, Chapter 4 of Part 3 (ss.89-125) — in particular s.95 (Protective Certificate; 70-day stay) and s.96 (effect of stay)
Your letter will notify the creditor that a Protective Certificate is in force, cite the statutory stay on enforcement under the Personal Insolvency Act 2012, and demand the immediate cessation of all recovery activity.
Your local MABS office that referred you to the PIP or that is supporting you through the process.