40+ pages · State-specific · $19 once
The Debt Collection Defense Playbook
Stop the calls in five days. Force validation in thirty. Clean the credit report in forty-five.
Why this exists
Collection works because most people don't know they have rights, and the few who do don't know the deadlines. The phone stops in five days when you send one specific letter. The credit report fixes in forty-five when you send another. This playbook is both letters and both clocks.
What's in the playbook
A 40+ page playbook for consumers fighting abusive debt collectors. Covers FDCPA cease-and-desist rights, debt validation under § 1692g, FCRA credit-report disputes, state consumer-protection overlays, ready-to-send letter templates, phone scripts for collector calls, and a deadline calendar covering the 30-day validation window and the 1-year FDCPA statute of limitations.
- The 30-Second Brief — what to do in the first hour
- Know Your Rights — the federal protections you have
- Your State's Rules — the statute, the deadline, the penalty
- Decision Tree — if X, then Y
- The Playbook — the exact sequence, in order
- Letters You'll Need — ready-to-send templates
- Phone Scripts — what to say when they call
- Deadline Calendar — every clock that matters
- Forms & Filings — where to file and what it costs
- Counter-Tactics — how the other side pushes back
- If Things Escalate — small claims, agency, lawyer
- Glossary & Resources for your state
Get the playbook
Pick your state. The PDF is generated at purchase with the statute, deadline, and penalty that apply where you live.