Housing Rights
Commonwealth Rent Assistance, First Home Guarantee, anti-discrimination in housing, National Construction Code, home loan protections, and federal housing programs under Australian law.
Commonwealth Rent Assistance (CRA)
Commonwealth Rent Assistance (CRA) is a non-taxable payment from the Australian Government that helps people who rent in the private market. It is paid on top of your main income-support payment — suc...
First Home Guarantee
The First Home Guarantee (formerly the First Home Loan Deposit Scheme) allows eligible first-home buyers to purchase a home with as little as a 5% deposit — without paying Lenders Mortgage Insurance (...
Anti-Discrimination in Housing
Under federal law, it is unlawful to discriminate against someone in housing on the basis of race, colour, national origin, sex, pregnancy, marital status, sexual orientation, gender identity, disabil...
National Construction Code Compliance
The National Construction Code (NCC) sets the minimum technical standards every residential building in Australia must meet. It is developed by the Australian Building Codes Board (ABCB) — a joint fed...
Home Loan Consumer Protections
The National Consumer Credit Protection Act 2009 (NCCP Act) requires all home-loan lenders and brokers to hold an Australian Credit Licence issued by ASIC. Before approving your loan, a lender must fo...
Strata Title and Body Corporate — Federal Aspects
Strata and body corporate schemes are mainly governed by state law, but several federal rules have a direct impact on owners and investors in strata-titled property.Tax deductions: Owners of investmen...
Homelessness Support and Rights
The National Housing and Homelessness Agreement (NHHA) is a federal-state funding agreement that channels over $1.6 billion per year from the Commonwealth to states and territories for housing and hom...
Foreign Investment in Residential Property
Non-residents and temporary visa holders who want to buy residential property in Australia must get approval from the Foreign Investment Review Board (FIRB) before purchasing. This rule applies to all...