Tax Deductions in Australia (2026)

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Source: Income Tax Assessment Act 1997, Section 8-1; ATO Taxation Ruling TR 2024/3

About this article

Sourced from Commonwealth Acts of Parliament, federal regulations, and official government guidance. State-level information reflects each state's own Acts and court decisions. Written in plain language for general understanding — this is educational content, not legal advice. Our editorial standards

Compare by state

Statute citations are verified per state. Select a state to jump to its full section below.

Work-related tax deductions (federal) plus each state/territory's revenue statute.
Primary statute
New South WalesLand Tax Act 1956 (NSW)
QueenslandIncome Tax Assessment Act 1997 (Cth)
South AustraliaIncome Tax Assessment Act 1997 (Cth) — deductions
TasmaniaIncome Tax Assessment Act 1997 (Cth) — deductions
VictoriaLand Tax Act 2005 (Vic)
Western AustraliaIncome Tax Assessment Act 1997 (Cth)
Australian Federal Law

What is this right?

The general deduction provision lives in section 8-1 of the ITAA 1997: you can deduct expenses incurred in earning your assessable income, provided they're not private, domestic, or capital. The whole framework hangs off that one section.

The most-claimed category is work-related deductions — uniforms and protective clothing, tools and equipment, union fees, professional subscriptions, and travel between workplaces. Where an expense is mixed work-and-personal, only the work-related portion is claimable.

For working from home, the ATO's fixed rate method runs at 70 cents per hour (from 1 July 2024; it was 67 cents for the 2022–23 and 2023–24 years) covering electricity, internet, phone, and stationery — but you must keep an actual hours worked log, not an estimate.

Self-education expenses are deductible where the course is directly related to your current job or likely to lead to higher income in that job. The connection has to be real — you can't claim a course for a completely new career.

Above $300 in deductions, you need written evidence — receipts or invoices. Below $300 you still need to have actually spent the money. The ATO's data analytics flag claims that look unusual for your occupation and income level, so the story has to add up.

When does it apply?

This applies to all taxpayers who spend money to earn income.

  • You must have spent the money yourself and not been reimbursed by your employer.
  • The expense must be directly related to earning your income.
  • You must have a record to prove it (receipt, bank statement, diary log).

What to Do If the ATO Disallows Your Australian Tax Deduction Claim

  • Keep all receipts and records for 5 years from the date you lodge your return.
  • Use the ATO app to photograph and store receipts throughout the year.
  • Apportion expenses that are partly private — only claim the work percentage.
  • If working from home, keep a log of hours worked to use the 70 cents per hour fixed rate.
  • Check ATO occupation guides for deductions common to your profession.

What should you NOT do?

  • Don't claim expenses your employer paid for or reimbursed you for.
  • Don't claim private expenses — commuting from home to your regular workplace is not deductible.
  • Don't round up or estimate — claims must reflect actual spending with evidence.
  • Don't claim self-education for a new career unrelated to your current job.
  • Don't copy another person's deductions — the ATO uses data analytics to flag unusual claims for your occupation and income level.

Worked Examples

  1. ScenarioYou drove 3,200 km for work-related travel during the 2025–26 financial year and want to claim it without a logbook.

    OutcomeUsing the ATO's cents-per-kilometre method for 2025–26, you can claim 88 cents per kilometre, up to a maximum of 5,000 work-related kilometres per car per year. For 3,200 km that's 3,200 × 0.88 = $2,816 deductible. You still need a reasonable record of how you worked the distance out (such as a diary or estimates of regular trips).

    Verified against the ATO: 88c/km rate for 2025–26 income year, capped at 5,000 work-related km per car per year. You can still use the logbook method for higher claims. Educational information, not tax or legal advice.

Common Questions

What can I claim as a tax deduction?

Generally, expenses you paid yourself and weren't reimbursed for, that directly relate to earning your assessable income. Common examples include work-related travel, tools and equipment, work-related self-education, union fees, and work-from-home costs. Private and capital expenses generally can't be deducted.

Do I need receipts for everything?

If your total work-related deductions are $300 or less, you don't need written evidence for each — though you must still be able to explain how you worked the claim out. Above $300 you generally need written records (receipts, invoices, or bank statements) for each individual expense.

How long should I keep tax records?

At least 5 years from the date you lodge the return that includes the claim. Longer if there's a dispute, or for capital gains and depreciating assets. The ATO can review claims years after the fact — good records are your best protection.

Can I claim working from home costs?

Yes — under the ATO's fixed-rate method or the actual-cost method. The fixed-rate method charges a set hourly rate (which changes year to year) covering electricity, internet, phone, and consumables, while the actual-cost method requires a more detailed claim. You can't double-up between the two.

What is the tax deductions right in Australia?

The general deduction provision lives in section 8-1 of the ITAA 1997: you can deduct expenses incurred in earning your assessable income, provided they're not private, domestic, or capital. The whole framework hangs off that one section.The most-claimed category is work-related deductions — uniforms and protective clothing, tools and equipment, union fees, professional subscriptions, and travel between workplaces. Where an expense is mixed work-and-personal, only the work-related portion is claimable.For working from home, the ATO's fixed rate method runs at 70 cents per hour (from 1 July...

When does tax deductions apply?

This applies to all taxpayers who spend money to earn income.You must have spent the money yourself and not been reimbursed by your employer.The expense must be directly related to earning your income.You must have a record to prove it (receipt, bank statement, diary log).

What should I do if the ATO in Australia rejects or disallows a work-related tax deduction I claimed?

Keep all receipts and records for 5 years from the date you lodge your return.Use the ATO app to photograph and store receipts throughout the year.Apportion expenses that are partly private — only claim the work percentage.If working from home, keep a log of hours worked to use the 70 cents per hour fixed rate.Check ATO occupation guides for deductions common to your profession.

What mistakes should I avoid with tax deductions?

Don't claim expenses your employer paid for or reimbursed you for.Don't claim private expenses — commuting from home to your regular workplace is not deductible.Don't round up or estimate — claims must reflect actual spending with evidence.Don't claim self-education for a new career unrelated to your current job.Don't copy another person's deductions — the ATO uses data analytics to flag unusual claims for your occupation and income level.

State-by-state details

New South Wales

Primary statute: Land Tax Act 1956 (NSW)

Tax deductions are a federal matter administered by the ATO. NSW-specific state taxes, however, can themselves be deductible items in your federal return.

  • Land tax paid to Revenue NSW on investment properties is deductible as an expense against rental income in your federal tax return.
  • NSW emergency services levy (paid through council rates and insurance premiums) is generally not separately deductible for individuals, but may be deductible as part of overall investment property expenses.
  • If you work from home in NSW, you can claim deductions for the work-related portion of home office expenses using the ATO's fixed-rate or actual-cost methods.
  • NSW-based workers in specific industries (e.g., construction, mining in western NSW) may have additional deductible expenses for travel, tools, and protective equipment as per ATO industry-specific guides.

Queensland

Primary statute: Income Tax Assessment Act 1997 (Cth)

Tax deductions are governed by Commonwealth law. Queensland residents may have specific deduction considerations related to the state's industries and geography.

  • Queensland workers in mining, agriculture, and resources may have significant deduction claims for travel between home and remote work sites (fly-in-fly-out arrangements), protective clothing, tools, and equipment.
  • Workers in Zone A and Zone B tax offset areas in regional and remote Queensland can claim the zone tax offset, which provides a rebate for the higher cost of living in remote areas. Much of western and northern Queensland qualifies.
  • Queensland does not have any state-level income tax deductions because Queensland does not levy state income tax. All income tax deductions relate to the federal return.
  • Landlords with investment properties in Queensland can claim federal deductions for rental expenses, depreciation, and interest, subject to the standard ATO rules including restrictions on negative gearing for second-hand plant and equipment.

South Australia

Primary statute: Income Tax Assessment Act 1997 (Cth) — deductions

Tax deductions are a federal matter administered by the ATO. SA-specific state taxes can themselves be deductible items in your federal return.

  • Land tax paid to RevenueSA on investment properties is deductible as an expense against rental income in your federal tax return.
  • The Emergency Services Levy (ESL) paid on investment properties in SA is deductible as a rental expense — this is unique to SA and is an additional deduction not available to investors in other states.
  • SA council rates paid on investment properties are deductible. SA council rates can vary significantly between metropolitan Adelaide and regional areas.
  • Workers in SA's significant mining, agriculture, and defence industries may have additional deductible expenses for travel, tools, protective equipment, and self-education, as per ATO industry-specific guides.

Victoria

Primary statute: Land Tax Act 2005 (Vic)

Tax deductions are a federal matter. Victorian state taxes paid (such as land tax) may themselves be deductible in your federal return.

  • Land tax paid to the SRO on investment properties in Victoria is deductible as an expense against rental income in your federal tax return.
  • The fire services property levy (FSPL) paid through council rates in Victoria is deductible for investment properties as a council rates and charges expense.
  • Victorian workers can claim the standard ATO work-related deductions — home office, travel, tools, and uniforms — using the same methods as all Australian taxpayers.
  • Victoria's congestion levy applies to certain car parking spaces in inner Melbourne — businesses that pay this levy can treat it as a deductible expense.

Western Australia

Primary statute: Income Tax Assessment Act 1997 (Cth)

Tax deductions are governed by Commonwealth law. WA residents may have specific deduction considerations related to the state's mining-dominated economy and remote geography.

  • WA has a large FIFO (fly-in-fly-out) workforce in the mining and resources sector. Travel costs between home and a FIFO work site are generally not deductible under ATO rules (they are considered private travel), but costs incurred at the work site (such as meals and accommodation not provided by the employer) may be deductible.
  • Workers in Zone A (much of remote WA, including the Pilbara, Kimberley, and Goldfields) qualify for the zone tax offset, which provides a rebate for the higher cost of living in remote areas.
  • Mining and resources workers can often claim deductions for protective clothing, tools, equipment, and self-education expenses related to their employment.
  • WA does not levy state income tax, so all income tax deductions relate to the federal return only.

Tax Deductions in other states

Same topic, different jurisdiction. Pick the one that applies to you.

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