Credit Report Dispute Letter

Answer a few questions and we'll create your personalized letter.

Your Situation

Tell us about the credit report error so we can tailor your dispute letter.

State where you reside

This determines which state credit reporting law applies in addition to the federal FCRA.

Which credit bureau(s) are you disputing with?

EquifaxExperianTransUnion

Select all bureaus that are reporting the inaccurate information. You can dispute with one or all three.

Type of dispute

Select the type that best describes what is wrong on your credit report.

Also dispute directly with the data furnisher (creditor)?

Yes — I also want to dispute with the creditor/furnisherNo — dispute with the bureau(s) only

Under the FCRA, you can dispute with both the credit bureau and the company that furnished the information (the creditor). Disputing with both is recommended.