Notice of FDCPA Violations — Post-Validation Demand
Stage-2 follow-up to a debt validation request. Use when the collector ignored your request, sent non-compliant validation, kept reporting to credit bureaus, contacted third parties, harassed you, or threatened a lawsuit. Documents specific FDCPA violations (15 U.S.C. § 1692), invokes $1,000-per-violation statutory damages, and states intent to file with the CFPB and state attorney general.
Statute of Limitations Warning
Legal deadlines apply to your claim. You lose your right to act if you wait too long. Send notice as soon as possible.
Why this letter works:
- Cites the exact law: Automatically applies the correct state and federal statutes to your situation.
- Sets a firm deadline: Legally compels a response within the required statutory timeframe.
- Creates a paper trail: Designed to serve as Exhibit A if you need to escalate to an agency or court.
Answer a few questions and we'll create your personalized letter.
One-time price:$19Paid once at the end. No subscription.
Your Action Plan
This letter is part of a formal escalation process.
Download your personalized PDF immediately after purchase and send it.
Your letter includes a firm deadline. Do not engage in informal text messages during this time.
If they miss the deadline, return to us using the link in your email receipt. You will unlock the next stage document at a discounted rate.
Your Prior Validation Request
Confirm what you sent before and what the collector did (or didn't do).
Specific dates, times, and direct quotes strengthen your record. Save voicemails and screenshots.