Debt Validation Request Letter
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Your Situation
Tell us about the debt collection contact so we can tailor your validation request.
This determines which state consumer protection law applies in addition to the federal FDCPA.
The date you first received communication from this debt collector. Under the FDCPA, you have 30 days from the initial contact to request validation, which obligates the collector to cease collection until verification is mailed.
WARNING: If more than 30 days have passed since the collector's initial contact, the collector is not legally required to stop collection activity while investigating your request. You can still request validation, but the 30-day window under 15 U.S.C. § 1692g(b) may have closed.
The amount the collector claims you owe.